Banking: Credit & Loans

Banking: Credit & Loans

The topic of credit and loans is increasingly complicated for us all. Students will benefit in many ways from basic instruction in these areas. This multimedia module helps students understand how to get a loan, maintain good credit and make monthly payments.

Competencies Include:

  • Define Terms (such as Liability, Garnishment and Revolving Credit)
  • Explain the Importance of Collateral
  • Discuss Why It’s Important to Have Good Credit History
  • Explain Why Banks Care About Your Capacity/ Character
  • Complete a Credit Application
  • Describe Why it is Important to Have a “Co-Signer”
  • Calculate Monthly Payments


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